ACCESS TO QUALITY AND RELEVANT EDUCATION
In 2004 YOSEFO partnered with MICHE ASSOCIATION of Italy in two areas micro-finance and support to schools. Through the partnership, primary schools and secondary schools received support in areas of construction of classroom, provision of desks, and provision of equipment such as computers, projectors, laboratory equipment and capacity building for school committees. The two organizations believed that grant must be sustainable hence in the same location of schools a micro-finance program was established. Parents of children studying in the schools we support should access financial services in order to finance their income generating activities. We believe promoting economic activities through financial support will enable parents to continue support the school after the donor fund has exhausted.
STRENGTHENING BUSINESS AND FINANCIAL CAPACITY OF LOW INCOME HOUSEHOLDS
The aim is to impact business and technical skills to entrepreneurs for better performance of their businesses. The training has also integrated financial skills in order to equip them to use financial services effectively. Our key areas of focus include Development of training materials, Training of trainer’s program and develop online business information services.
SPECIAL NEEDS MICRO-FINANCE SERVICES
When the microfinance business was transferred to Yetu Microfinance PLC, YOSEFO was in the middle of implementing a micro-credit project in partnership with Muhimbili Health University of Allied Sciences. The project was funded by North Carolina University and American University . The project “Microfinance and Health Intervention Trial Study” which targeted 640 youth males and 125 youth female located in low income areas of Manzese, Tandale and Mwananyamala in Kinodnoni District, Dar -es- Salaam region. The aim of this project is to support youth who are in drug rehabilitation centre to engage them selves in economic activities.
TRANSFORMING SMALLHOLDER AGRICULTURE
This project started in Ifakara through transforming youth pad farmers into modern rice farming. MICHE funded training of about 100 youth in support of the transformation. In March 2015, horticulture training program was initiated, this involved training of farmers on horticulture on greenhouse system and open field. The program also include importation of drip irrigation kits and tunnels (greenhouses), Training and supported provided from 2015 to end of 2017 benefited 344 smallholder farmers. All the farmers were linked to Yetu Microfinance Bank for accessing loans and other financial services.